Bills & Budget Help​
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Credit.org Consumer Credit Counseling Services (CCCS)
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Provides clients with opportunity for future financial planning
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Teaches budgeting and proper credit use
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Debt management: (844) 660-3328, help@credit.org
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Bankruptcy pre-filing ($49 fee)
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Credit counseling
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Foreclosure Assistance
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New clients: (800) 431-8157
Talk with a coach for free: 1 (888) 425-3453
Hours: Mon-Fri, 7am–5pm​ PST
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Emergency Rental Assistance (ERA)
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In-person sign ups
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St. Augustine Parish​
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1501 W Washington St, South Bend, IN 46628
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Hours: Mon, Wed & Fri 11am-12:30pm​
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Helps tenants whose income has been negatively impacted by COVID-19 with rent and utility payments
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Energy Assistance Program (EAP)
Can help you pay your heat and electric bills
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EAP is a federally-funded program through the U.S. Department of Health and Human Services (HHS) called the Low-Income Home Energy Assistance Program (LIHEAP)
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Indiana households that make 60% of the state median income (60 SMI) or less may qualify for these benefits
(800) 872 - 0371 (Inside Indiana Only)
(317) 232 - 7777
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Eviction Legal Support
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Notre Dame Law School's Clinics: (574) 631-6704
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Volunteer Lawyer Network: (574) 277-0075, vlnsouthbend@probonoindiana.org
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Indiana Legal Services (ILS): (574) 234-8121
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GreenPath Financial Wellness
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Housing Services
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Debt Counseling, (574) 252-0951
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245 Edison Road, Suite 130, Mishawaka, IN 46545
(800) 550- 1961
Phone counseling hours:
Mon- Thurs, 7am–9pm Central
Fri, 7am–6pm
Sat, 8am–5 pm
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Housing Authority of South Bend (HASB)
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Housing Choice Voucher (Section 8)
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Public Housing (HASB Owned Properties)
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Community Development, (574) 235- 9475 (leave a message)
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501 Alonzo Watson Dr., South Bend, IN 46601
(574) 235- 9346
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La Casa de Amistad - Team HEAT
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Home assistance program for low income families which aims at helping alleviate the cost of their gas bill (qualifying families)
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Families are to complete a financial management program and attend monthly family development sessions
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3423 S. Michigan St., South Bend, IN 46614
(574) 233- 2120
Hours: Mon- Fri, 8:30am -5pm
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Penn Township - Resources
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Housing
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Utility Assistance
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Emergency Shelters
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Legal Services
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(574) 256- 6213
210 East Russ Street, Mishawaka, IN 46545
Hours:
Mon- Thurs 8am- 4:30pm
Fri 8am- 1pm
Walk-in's:
Mon-Thurs 8am- 3pm
Fri 8am- 12pm
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REAL Services
Household Assistance
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Rental Assistance
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Energy Assistance: assistance with utility bills during winter and summer for households within 60% of the state median income (air conditioners may be available for those who meet guidelines)
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Team Heat
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Weatherization
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Career and job-seeking guidance
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Complete basic education
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Housing and home ownership guidance
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Childcare resources
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Family Development Program
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1151 S Michigan, South Bend, IN 46601
(574) 233-8205
Hours: Mon- Fri 8am - noon, 1pm - 4:30pm
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Saint Joseph County - Emergency Rental Assistance (ERA)
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Helps tenants whose income has been negatively impacted by COVID-19 with rent and utility payments
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Applicants must meet all of the following: (are currently a resident of St. Joseph County, name appears on the rental lease, income is less than 80% of the median household income in St. Joseph County, and can demonstrate housing instability or risk of homelessness due to COVID-19)
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227 West Jefferson Blvd, Suite 722, South Bend, IN 46601
(574) 800-6242
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Saint Vincent de Paul Society - Rent & Utility Assistance​
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ERA, General Financial Assistance, Team Heat/ Cool
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Heat/cool matching funds
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Food Assistance: pantry open Tues & Thurs, 10 am -2 pm
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Food delivery once every 30 days
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Clothing & household item vouchers (provided once every 6 months for those who qualify)
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New mattresses, bed frames, pillows, sheets, and blankets to children ages 3-17 (must go through a referral agency)
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Must bring photo ID, proof of address & birth certificates for children
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520 Crescent Ave, South Bend, 46617
(574) 234-6000
Client hours: Tues & Thurs 10am – 2pm
Call for emergency: Mon-Fri 10am – 2pm​
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Salvation Army Kroc Center - Utility Assistance
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Utility assistance and financial aid
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Food pantry
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South Bend Office (located at the Kroc Center)
900 W. Western Ave., South Bend, 46601
(574) 233-9471 ext. 2205 (To apply, call & leave a message)
myfamily@usc.salvationarmy.org
Hours: Mon, Tue, Fri 9am– 12pm
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Stone Soup Community
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Rent assistance programs
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Crisis services (housing, utilities, medication, job related issues, transportation, domestic abuse, homelessness)
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333 N. Michigan Street, South Bend, 46601
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Township Trustee
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One-time financial assistance for food, rent, utilities and emergency medical prescriptions
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Application required; call to make appointment, meet at fire department to go over financial position and paperwork
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Refer to this page to find correct township and the contact information for your specific township.
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United Religious Communities (URC) - Emergency Rental Assistance (ERA)
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Limited funding for refugee resettlement help and utilities
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Emergency Rent and Utility Assistance (ERA) (application due Nov. 19)
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501 N. Main Street, South Bend IN 46601
(574) 282-2397 x 2
Hours: Mon, Wed & Fri, 9am– 5pm
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United Way of Saint Joseph County (UWSJC) - Team HEAT
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Must be a St. Joseph County resident and your income is at or below 250% of poverty
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Matches each $50 you pay towards your monthly heating bill
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Program benefits available Nov. 1st through April 1st
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3517 E Jefferson Blvd, South Bend, IN 46615
(574) 232- 8201
Page Index
All Bills & Budget Help resources are listed here in alphabetical order.
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Credit.org CCCS
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Emergency Rental Assistance (ERA)
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Energy Assistance Program (EAP)
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Eviction Legal Support
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GreenPath Financial Wellness
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Housing Authority of South Bend (HASB)
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La Casa de Amistad - Utility Assistance
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Penn Township - Resources
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REAL Services - Household Assistance
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Saint Joseph County - ERA
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Saint Vincent de Paul Society - Rent & Utility Assistance
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Salvation Army Kroc Center - Utility Assistance
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Stone Soup Community
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Township Trustees
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URC - ERA
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