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Bills & Budget Help
Advocacy Center - South Bend
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Helps with bills, food needs, and networking in the community.
United Religious Communities (St. James Episcopal Cathedral's Education Wing)
501 Main St, South Bend, 46601
(574) 282-2397
Walk-in services only
Client Screening between 9:00am and 9:30am
Hours: Mon, Wed, Fri, 9:00am – 12:00pm
Consumer Credit Counseling Service
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Provides clients with opportunity for future financial planning
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Teaches budgeting and proper credit use
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Helps establish debt management plan
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Pre-filing for bankruptcy/certificate ($50)
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Credit counseling ($50 fee)
(219) 980-4800
1 (800) 982-4801
Phone counseling only
Hours: Mon-Fri, 9:00am – 5:00pm
Energy Assistance (through REAL Services)
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Assistance with utility bills during winter and summer for anyone under 150% poverty level given available funding
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Air conditioners may be available for those who meet guidelines
1151 S. Michigan, South Bend, 46601
(574) 232-6501
Hours: Mon-Fri: 8:00am – 4:30pm (closed 12:00pm – 1:00pm)
Kroc Center
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Utility assistance and financial aid
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Food pantry
900 W. Western Ave., South Bend, 46601
(574) 233-9471 ext. 2206
myfamily@usc.salvationarmy.org
Hours: Mon, 1:00pm – 6:00pm
Tues, Wed, Fri, 9:00am – 5:00pm
Thurs, 1:00pm – 5:00pm
Lacasa
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Assists clients achieve financial stability, find a new home, prevent foreclosure, find affordable rentals, get home repair assistance, immigration counseling, and neighborhood engagement.
202 N. Cottage Avenue
Goshen, IN 46528
(574) 533-4450
Hours: Mon- Fri, 8:30am - 5:00pm
Michiana 5 for the Homeless
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Down payment and utility deposit assistance
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Help with housing and getting people on their feet
2206 Miami Street, South Bend, 46613
(574) 607-3483
Hours: Wed-Thurs, 12:00pm – 4:00pm
REAL Services Family Development Program
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Program for women 18 or older who desire to be financially self-sufficient in all areas
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One-on-one mentoring and support
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Offer to pay costs of GED test or higher education costs
1151 S. Michigan, South Bend, 46601
(574) 284-7129
Contact person: Latasha Bosse, Family Life Coordinator
Hours: Mon-Fri, 8:00am – 4:30pm (closed 12:00pm – 1:00pm)
Saint Vincent De Paul
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Budget/financial assistance (through Stone Soup Community)
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Client must first contact Township Trustee
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Food help
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Furniture help (first Wednesday of every month 12:00pm)
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Must bring ID & birth certificates for children
520 Crescent Ave, South Bend, 46617
(574) 234-6000
Hours: Mon-Fri, 10:00am – 4:00pm (client hours)
Wed, 2:00pm – 8:00pm
Stone Soup Community
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Budget counseling & financial literacy
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Fourteen week program based on Bridges out of Poverty
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Crisis services (bills help, housing, medication, domestic abuse)
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Advocacy, networking, referrals, and financial aid
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Goals setting
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Job coaching, resume help
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Family development program
333 N. Michigan Street, South Bend, 46601
(574) 246-0364
Hours: Mon-Fri, 9:00am – 12:00 pm (or by appointment)
Township Trustee
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One-time financial assistance for food, rent, utilities and emergency medical prescriptions
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Application required; call to make appointment, meet at fire department to go over financial position and paperwork
Refer to this page to find correct township and the contact information for your specific township.
Hours: by appointment only
URC of St. Joseph County
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Limited funding for documentation help and utilities
117 N. Lafayette Blvd., South Bend, 46601
(574) 282-2397
Hours: by appointment only
Page Index
All Bills & Budget Help resources are listed here in alphabetical order.
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Advocacy Center- South Bend
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Consumer Credit Counseling Service
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Energy Assistance (REAL Services)
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Kroc Center
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Lacasa
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Michiana 5 for the Homeless
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REAL Services Family Development Program
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St. Vincent de Paul
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Stone Soup Community
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Township Trustees
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URC of St. Joseph County