Bills & Budget Help
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Credit.org Consumer Credit Counseling Services (CCCS)

  • Provides clients with opportunity for future financial planning

  • Teaches budgeting and proper credit use

  • Debt management: (844) 660-3328, help@credit.org

  • Bankruptcy pre-filing ($49 fee)

  • Credit counseling

  • Foreclosure Assistance

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New clients: (800) 431-8157

Talk with a coach for free: 1 (888) 425-3453

Hours: Mon-Fri, 7am–5pm​ PST

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Emergency Rental Assistance (ERA)

  • In-person sign ups

    • St. Augustine Parish​

    • 1501 W Washington St, South Bend, IN 46628

    • Hours: Mon, Wed & Fri 11am-12:30pm​

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  • Saint Joseph County ERA

    • Helps tenants whose income has been negatively impacted by COVID-19 with rent and utility payments

 

 

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Eviction Legal Support
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GreenPath Financial Wellness

  • Housing Services

  • Debt Counseling, (574) 252-0951

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245 Edison Road, Suite 130, Mishawaka, IN 46545

(800) 550- 1961

Phone counseling hours:

Mon- Thurs, 7am–9pm Central

Fri, 7am–6pm

Sat, 8am–5 pm

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Housing Authority of South Bend (HASB)

  • Housing Choice Voucher (Section 8)

  • Public Housing (HASB Owned Properties)

  • Community Development, (574) 235- 9475 (leave a message)

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501 Alonzo Watson Dr., South Bend, IN 46601

(574) 235- 9346

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La Casa de Amistad - Team HEAT

  • Home assistance program for low income families which aims at helping alleviate the cost of their gas bill (qualifying families)

  • Families are to complete a financial management program and attend monthly family development sessions

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3423 S. Michigan St., South Bend, IN 46614
(574) 233- 2120
Hours: Mon- Fri, 8:30am -5pm

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Penn Township - Resources

  • Housing

  • Utility Assistance

  • Emergency Shelters

  • Legal Services

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(574) 256- 6213

210 East Russ Street, Mishawaka, IN 46545

Hours:

Mon- Thurs 8am- 4:30pm

Fri 8am- 1pm

Walk-in's:

Mon-Thurs 8am- 3pm

Fri 8am- 12pm

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REAL Services - Household Assistance

  • Rental Assistance

  • Energy Assistance: assistance with utility bills during winter and summer for households within 60% of the state median income (air conditioners may be available for those who meet guidelines)

  • Team Heat

  • Weatherization

  • Career and job-seeking guidance

  • Complete basic education

  • Housing and home ownership guidance

  • Childcare resources

  • Family Development Program

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1151 S. Michigan, South Bend, IN 46601

(574) 233-8205

info@realservices.org

Hours: Mon- Fri 8am - noon, 1pm - 4:30pm

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Saint Joseph County - Emergency Rental Assistance (ERA)

  • Helps tenants whose income has been negatively impacted by COVID-19 with rent and utility payments

  • Applicants must meet all of the following: (are currently a resident of St. Joseph County, name appears on the rental lease, income is less than 80% of the median household income in St. Joseph County, and can demonstrate housing instability or risk of homelessness due to COVID-19)

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227 West Jefferson Blvd, Suite 722, South Bend, IN 46601

(574) 800-6242

sjcera@sjcindiana.com

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Saint Vincent de Paul Society - Rent & Utility Assistance​

  • ERA, General Financial Assistance, Team Heat/ Cool

  • Heat/cool matching funds 

  • Food Assistance: pantry open Tues & Thurs, 10 am -2 pm

  • Food delivery once every 30 days

  • Clothing & household item vouchers (provided once every 6 months for those who qualify) 

  • New mattresses, bed frames, pillows, sheets, and blankets to children ages 3-17 (must go through a referral agency)

  • Must bring photo ID, proof of address & birth certificates for children

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520 Crescent Ave, South Bend, 46617

(574) 234-6000

Client hours: Tues & Thurs 10am – 2pm

Call for emergency: Mon-Fri 10am – 2pm​

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Salvation Army Kroc Center - Utility Assistance

  • Utility assistance and financial aid 

  • Food pantry

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South Bend Office (located at the Kroc Center)

900 W. Western Ave., South Bend, 46601

(574) 233-9471 ext. 2205 (To apply, call & leave a message)
myfamily@usc.salvationarmy.org

Hours: Mon, Tue, Fri 9am– 12pm 

 

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Stone Soup Community

  • Rent assistance programs

  • Crisis services (housing, utilities, medication, job related issues, transportation, domestic abuse, homelessness)

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333 N. Michigan Street, South Bend, 46601

stone-soup@sbcglobal.net

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Township Trustee

  • One-time financial assistance for food, rent, utilities and emergency medical prescriptions

  • Application required; call to make appointment, meet at fire department to go over financial position and paperwork

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Refer to this page to find correct township and the contact information for your specific township.

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United Religious Communities (URC) - Emergency Rental Assistance (ERA)

  • Limited funding for refugee resettlement help and utilities

  • Emergency Rent and Utility Assistance (ERA) (application due Nov. 19)

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501 N. Main Street, South Bend IN 46601

(574) 282-2397 x 2

urcsjc@gmail.com

Hours: Mon, Wed & Fri, 9am– 5pm

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United Way of Saint Joseph County (UWSJC) - Team HEAT

  • Must be a St. Joseph County resident and your income is at or below 250% of poverty

  • Matches each $50 you pay towards your monthly heating bill

  • Program benefits available Nov. 1st through April 1st

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3517 E Jefferson Blvd, South Bend, IN 46615
(574) 232- 8201

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Page Index

All Bills & Budget Help resources are listed here in alphabetical order. 

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  1. Credit.org CCCS

  2. Emergency Rental Assistance (ERA)

  3. Eviction Legal Support

  4. GreenPath Financial Wellness

  5. Housing Authority of South Bend (HASB)

  6. La Casa de Amistad - Utility Assistance

  7. Penn Township - Resources

  8. REAL Services - Household Assistance

  9. Saint Joseph County - ERA

  10. Saint Vincent de Paul Society - Rent & Utility Assistance

  11. Salvation Army Kroc Center - Utility Assistance

  12. Stone Soup Community

  13. Township Trustees

  14. URC - ERA

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