Bills & Budget Help​

​

Credit.org Consumer Credit Counseling Services (CCCS)

​

• Provides clients with opportunity for future financial planning

• Teaches budgeting and proper credit use

• Debt management: (844) 660-3328, help@credit.org

• Bankruptcy pre-filing ($49 fee)

• Credit counseling

• Foreclosure Assistance

​​

New clients: (800) 431-8157

Talk with a coach for free: 1 (888) 425-3453

Hours: Mon-Fri, 7am–5pm​ PST

​

​

Emergency Rental Assistance (ERA)

​

• In-person sign ups

  • St. Augustine Parish​

  • 1501 W Washington St, South Bend, IN 46628

  • Hours: Mon, Wed & Fri 11am-12:30pm​

​

​

• Saint Joseph County ERA

  • Helps tenants whose income has been negatively impacted by COVID-19 with rent and utility payments

 

• Saint Vincent de Paul Society ERA

 

• United Religious Communities (URC) ERA​​​​​

​

​

Energy Assistance Program (EAP)

Can help you pay your heat and electric bills

​

• EAP is a federally-funded program through the U.S. Department of Health and Human Services (HHS) called the Low-Income Home Energy Assistance Program (LIHEAP)

• Indiana households that make 60% of the state median income (60 SMI) or less may qualify for these benefits

 

(800) 872 - 0371 (Inside Indiana Only)
(317) 232 - 7777

LIHEAP@ihcda.in.gov

​

​

Eviction Legal Support

​

• Notre Dame Law School's Clinics: (574) 631-6704

• Volunteer Lawyer Network: (574) 277-0075, vlnsouthbend@probonoindiana.org

• Indiana Legal Services (ILS): (574) 234-8121

​

​

GreenPath Financial Wellness

​

• Housing Services

• Debt Counseling, (574) 252-0951

​

245 Edison Road, Suite 130, Mishawaka, IN 46545

(800) 550- 1961

Phone counseling hours:

Mon- Thurs, 7am–9pm Central

Fri, 7am–6pm

Sat, 8am–5 pm

​

​

Housing Authority of South Bend (HASB)

​

• Housing Choice Voucher (Section 8)

• Public Housing (HASB Owned Properties)

• Community Development, (574) 235- 9475 (leave a message)

​

501 Alonzo Watson Dr., South Bend, IN 46601

(574) 235- 9346

​

​

La Casa de Amistad - Team HEAT

• Home assistance program for low income families which aims at helping alleviate the cost of their gas bill (qualifying families)

• Families are to complete a financial management program and attend monthly family development sessions

​

3423 S. Michigan St., South Bend, IN 46614
(574) 233- 2120
Hours: Mon- Fri, 8:30am -5pm

​

​

Penn Township - Resources

​

• Housing

• Utility Assistance

• Emergency Shelters

• Legal Services

​

(574) 256- 6213

210 East Russ Street, Mishawaka, IN 46545

Hours:

Mon- Thurs 8am- 4:30pm

Fri 8am- 1pm

Walk-in's:

Mon-Thurs 8am- 3pm

Fri 8am- 12pm

​

​

REAL Services

Household Assistance

​

• Rental Assistance

• Energy Assistance: assistance with utility bills during winter and summer for households within 60% of the state median income (air conditioners may be available for those who meet guidelines)

• Team Heat

• Weatherization

• Career and job-seeking guidance

• Complete basic education

• Housing and home ownership guidance

• Childcare resources

• Family Development Program

​

1151 S Michigan, South Bend, IN 46601

(574) 233-8205

info@realservices.org

Hours: Mon- Fri 8am - noon, 1pm - 4:30pm

​

​

Saint Joseph County - Emergency Rental Assistance (ERA)

​

• Helps tenants whose income has been negatively impacted by COVID-19 with rent and utility payments

• Applicants must meet all of the following: (are currently a resident of St. Joseph County, name appears on the rental lease, income is less than 80% of the median household income in St. Joseph County, and can demonstrate housing instability or risk of homelessness due to COVID-19)

​

227 West Jefferson Blvd, Suite 722, South Bend, IN 46601

(574) 800-6242

sjcera@sjcindiana.com

​

​

Saint Vincent de Paul Society - Rent & Utility Assistance​

​

• ERA, General Financial Assistance, Team Heat/ Cool

• Heat/cool matching funds 

• Food Assistance: pantry open Tues & Thurs, 10 am -2 pm

• Food delivery once every 30 days

• Clothing & household item vouchers (provided once every 6 months for those who qualify) 

• New mattresses, bed frames, pillows, sheets, and blankets to children ages 3-17 (must go through a referral agency)

• Must bring photo ID, proof of address & birth certificates for children

​

520 Crescent Ave, South Bend, 46617

(574) 234-6000

Client hours: Tues & Thurs 10am – 2pm

Call for emergency: Mon-Fri 10am – 2pm​

​

​

Salvation Army Kroc Center - Utility Assistance

​

• Utility assistance and financial aid 

• Food pantry

​

South Bend Office (located at the Kroc Center)

900 W. Western Ave., South Bend, 46601

(574) 233-9471 ext. 2205 (To apply, call & leave a message)
myfamily@usc.salvationarmy.org

Hours: Mon, Tue, Fri 9am– 12pm 

 

​

Stone Soup Community

• Rent assistance programs

• Crisis services (housing, utilities, medication, job related issues, transportation, domestic abuse, homelessness)

​​

333 N. Michigan Street, South Bend, 46601

stone-soup@sbcglobal.net

​​

​

Township Trustee

• One-time financial assistance for food, rent, utilities and emergency medical prescriptions

• Application required; call to make appointment, meet at fire department to go over financial position and paperwork

​​

Refer to this page to find correct township and the contact information for your specific township.

​

​

United Religious Communities (URC) - Emergency Rental Assistance (ERA)

​

• Limited funding for refugee resettlement help and utilities

• Emergency Rent and Utility Assistance (ERA) (application due Nov. 19)

​

501 N. Main Street, South Bend IN 46601

(574) 282-2397 x 2

urcsjc@gmail.com

Hours: Mon, Wed & Fri, 9am– 5pm

​

​

United Way of Saint Joseph County (UWSJC) - Team HEAT

​

• Must be a St. Joseph County resident and your income is at or below 250% of poverty

• Matches each $50 you pay towards your monthly heating bill

• Program benefits available Nov. 1st through April 1st

​

3517 E Jefferson Blvd, South Bend, IN 46615
(574) 232- 8201